1. Overview

Welcome to the family of sites provided by Palm Labs LLC (DBA “Digital Compass”). This agreement applies to all of the websites on which it is posted including dcdial.com and dcdial.net. Use and access to the Digital Compass Sites (including any rebranded or white label version of the Digital Compass Sites), and the text message, hosted telemarketing, and voice broadcast services described below (the “Services”), are subject to these terms and conditions of use (the “Terms”) as well as our Privacy Policy located at https://www.digitalcompass.com/company/privacy/.

We reserve the right to change these Terms from time to time. Any updates to these Terms shall be posted on this website. You acknowledge your responsibility to review these Terms from time to time and to be aware of any such changes. By continuing to use any of the Digital Compass Sites or Services after we post any such changes, you accept these Terms, as modified. By accessing one of the Digital Compass Sites or our Services, you accept these Terms and certify that you have reviewed these Terms are within or have reached the age of majority or age 18 (whichever is greater) in your jurisdiction. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, PLEASE LEAVE THIS WEBSITE BY CLOSING YOUR INTERNET BROWSER WINDOW NOW. IF YOU DO NOT INTEND ON USING THE SERVICES IN ACCORDANCE WITH THESE TERMS, DO NOT UTILIZE THE SERVICES PROVIDED BY DIGITAL COMPASS.

2. The Services

Services described on the Digital Compass Sites may or may not be available in all countries or regions of the world, may be available under different trademarks in different countries and, where applicable, may be approved or cleared by a government regulatory body for sale or use with different indications and restrictions in different countries. You agree to use the Digital Compass Services in accordance with all applicable guidelines as well as all state and federal laws that the Services are subject to.

The Services consist of one or more of the following: a web-based interface, access to incoming telephone number or keywords, Direct Inward Dialing Numbers (“DIDs”), messaging applications, voice broadcast applications, SMS gateway access, data encryption, data transmission, data access, data storage and, if applicable, synchronization software, as well as software maintenance and upgrades and customer support, that enable you to send text messages and/or voice broadcasts to recipients designated by you (collectively, the “Services”). We transmit messages initiated by you or sent to you by others through different routes, and the level of reliability and support for special features varies according to the route. You are responsible for obtaining and maintaining all computer hardware, software and communications equipment needed to access the Services, and for paying all access charges (e.g., ISP, telecommunications) incurred while using the Services.

Digital Compass only provides that the Services are processed correctly and further transmitted by Digital Compass to the applicable network. Digital Compass is not responsible for the final delivery of any communication initiated through Digital Compass’ Services, as this is out of our control and is the responsibility of downstream communications carriers.

Digital Compass transmits and receives text messages and voice broadcasts via other major telecommunications companies and mobile network operators, and thus Digital Compass’ influence over the timing of the transmission of your messages and broadcasts is within the technical constraints imposed upon Digital Compass. While Digital Compass shall use commercially reasonable efforts to transmit your messages and broadcasts to the applicable network for final delivery to your designated recipients as fast as possible, we cannot commit to, and do not guarantee, a specific maximum delivery time. Such times depend on various network and system-related factors among the various entities involved in the transportation of your messages and broadcasts across the public switched telephone network and/or Internet. You should know that communications carriers assign text messages and voice broadcasts with a default lifetime and any message or broadcast that cannot be delivered successfully within the lifetime assigned to it will be discarded by the communications carrier without any notice. Digital Compass is not liable for any loss incurred by the failure of a message or broadcast to be delivered, and you acknowledge that damages for financial or other loss resulting from delivery failure cannot be claimed from Digital Compass for any such non-deliveries. Furthermore, you agree that message and broadcast contents are deemed to have zero value.

3. Usage Policy

You represent and warrant that the owners of the phone numbers you initiate messages to through the Digital Compass services have consented or otherwise opted-in to the receipt of such messages and broadcasts as required by any applicable law or regulation. You agree that you will include clear opt-out/unsubscribe information on your messages or broadcasts when required to do so by any applicable law or regulation and otherwise adhere to the Consumer Best Practices Guidelines promulgated by the Mobile Marketing Association, if applicable to your messages. You further agree that any individuals requesting “Do-Not-Call” (“DNC”) status shall immediately be placed on your DNC accounts list and you further agree that you will not initiate any subsequent messages or broadcasts to any individuals after they request DNC status.

You agree to familiarize yourself with and abide by all applicable local, state, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your account, including without limitation the content of the messages and broadcasts that you create and initiate through the Digital Compass Services. Without limiting the foregoing, you agree to familiarize yourself with the legalities of any messages, calls, broadcasts, and campaigns transmitted through the Digital Compass Services by visiting the following websites:

● Federal Trade Commission, http://www.ftc.gov
● Federal Communications Commission, http://www.fcc.gov
● DoNotCall Registry Info, http://www.donotcall.gov

The Telephone Consumer Protection Act (“TCPA”), the Federal Trade Commission, the Federal Communications Commission, the DNC list registry rules (http://www.donotcall.gov) and various state laws, rules and regulations place restrictions on certain types of phone calls and text messages. Digital Compass is in no way attempting to interpret any laws, rules, or regulations. This information is provided merely as a courtesy and is not intended to replace your responsibility to familiarize yourself with and abide by the legal requirements pertaining to your messages, broadcasts and campaigns prior to using the Digital Compass Sites or Services. You are ultimately responsible to make your own informed decisions regarding your messages, broadcasts, and campaigns.

You shall schedule campaigns responsibly and in a manner that is courteous to the recipients pursuant to local, state, national, and international calling time rules and regulations. You are solely responsible for obtaining any rights or licenses to any data, including without limitation sound files, for inclusion in any outbound messages, broadcasts, and campaigns. If you are unfamiliar or unclear on the legalities of any message, broadcast or campaign, you must consult with your attorney prior to your use of the Digital Compass Sites or Services.

You accept that the Services are provided for professional use only, and you agree that your use of the Digital Compass Sites or Services shall not include:

● Sending unsolicited marketing messages or broadcasts (i.e. spam);
● Sending any calls to life-line services, such as hospitals, fire, police, 911 or utility- related telephone numbers;
● Using strings of numbers as it is unlawful to engage two or more lines of a multi-line business;
● Harvesting, or otherwise collecting information about others, without their consent;
● Misleading others as to the identity of the sender of your messages or broadcasts, by creating a false identity, impersonating the identity of someone/something else or by providing contact details that do not belong to you;
● Transmitting, associating or publishing any unlawful, racist, harassing, libelous, abusive, threatening, demeaning, immoral, harmful, vulgar, obscene, pornographic or otherwise objectionable material of any kind;
● Transmitting any material that may infringe upon the intellectual property rights of third parties including trademarks, copyrights or other rights of publicity;
● Transmitting any material that contains viruses, Trojan horses, worms, time bombs, cancel-bots or any other harmful/deleterious programs;
● Interfering with, or disrupting, networks connected to the Services or violating the regulations, policies or procedures of such networks;
● Attempting to gain unauthorized access to the Services, other accounts, computer systems or networks connected to the Services, through password mining or any other means;
● Interfering with another’s use and enjoyment of the Services or Palm Labs LLC, DBA Digital Compass Sites; or
● Engaging in any other activity that Palm Labs LLC, DBA Digital Compass believes could subject it to criminal liability or civil penalty/judgment.

You agree to provide legal contact information in any outbound campaign within the initial greeting message. You further agree that Digital Compass is, under no circumstances, responsible for the contents and/or accuracy of your messages or broadcasts and Digital Compass will only transmit them on a basis of good faith that you use the Services in accordance with these Terms. You will provide your own sound files for all outbound campaigns. Digital Compass will not be liable for any misuse of the Services by you. Digital Compass is not responsible for the views and opinions contained in any of your messages or broadcasts.

Customer will not purposely route calls to high cost non-RBOC (Regional Bell Operating Company) areas for origination or termination of telecommunications traffic on the Digital Compass system. Calls may be monitored and reported upon each billing cycle to ensure sound traffic patterns. Excessive routing of high-cost calls will be addressed to customer by Digital Compass and fines may be assessed to recover excess charges from Digital Compass VoIP termination companies.

4. Content Submission / Discussion Areas

You agree that any information or materials that you or individuals acting on your behalf provide to Digital Compass (other than information required for your use of the Services as contemplated herein) will not be considered confidential or proprietary. By providing any such information or materials to Digital Compass (other than information required for your use of the Services as contemplated herein), you grant to Digital Compass an unrestricted, irrevocable, worldwide, royalty-free, perpetual license to use, reproduce, display, publicly perform, transmit, make derivative works of, and distribute such information and materials, and you further agree that Digital Compass is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Digital Compass. In connection with such information and materials, you warrant and represent to Digital Compass that you have all rights, title and interests necessary to provide such content to Digital Compass, and that your provision of the content to Digital Compass shall not infringe any third party’s proprietary or personal rights, including but not limited to any trademark, copyright, patent, or trade secret.

Digital Compass may at its option provide you with one or more areas within the Digital Compass Sites for online discussions (e.g. message boards, wikis, chat rooms, or blogs). Should you choose to participate in such a forum, you agree not to utilize the forum for illegal or inappropriate purposes. Digital Compass reserves the right but will not be obligated to edit or delete postings to its forums at any time and for any reason. Digital Compass shall also have no responsibility or liability for any content created or posted by you or other third parties within any online forum.

5. Username / Password

As part of the registration process you will need a username and/or password. You shall provide Digital Compass with accurate, complete, and regularly updated member profile information. You agree to notify Digital Compass of any known or suspected unauthorized use(s) of your user account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your username or password. You shall be responsible for maintaining the confidentiality of your password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your user account, in Digital Compass’ sole discretion, and you may be reported to appropriate law-enforcement agencies.

6. Newsletter and Communications Concerning the Palm Labs LLC, DBA Digital Compass Services

ANY email addresses submitted for a new account for use of the Services are automatically added to the Digital Compass newsletter. Any email addresses submitted to Digital Compass’ agent-login screen are automatically added to the Digital Compass newsletter. To permanently unsubscribe to any Digital Compass newsletter please email [email protected]

By providing your telephone number to Digital Compass, Digital Compass reserves the right to contact you via calls or text messages to provide you information about your account and/or the Digital Compass Services requested by you. To the extent you have separately agreed to receive periodic text or voice alerts on products, services, events, special offers or other promotional messages related to Digital Compass and the Digital Compass Sites, Digital Compass may contact you pursuant to the terms of any such separate agreement.

7. Intellectual Property

You are permitted to access the Digital Compass Sites, the Services, and any content provided by Digital Compass (which may include text, images, hosted software, sound files, video or other content, and may be provided via the Digital Compass Sites or otherwise) solely for the purpose of receiving information about Digital Compass’ business and products, purchasing and utilizing the Services, communicating with Digital Compass, entering prize promotions offered by Digital Compass, or otherwise as stated on the Digital Compass Sites. Digital Compass hereby grants a worldwide, fully paid-up, perpetual, non-exclusive, non-transferable license to you to use the Digital Compass Sites and Services solely for the purpose of operating the Digital Compass Sites and using the Services.

We may have copyrights, trademarks, patents, trade secrets, or other intellectual property rights covering subject matter in the Services, including the web pages that are part of the Services and the Digital Compass Sites. Except as expressly provided in these Terms, the availability of the Services and the Digital Compass Sites does not give you any license to these patents, trademarks, copyrights, or other intellectual property. All copyrights, trademarks, patents, trade secrets and other intellectual proprietary rights contained in the Digital Compass Sites are the sole property of Digital Compass or its licensors, each of whom reserves all rights with regard to such materials. You acknowledge and agree that you may not copy, reproduce, retransmit, modify, alter, create any derivative works, reverse engineer, decompile, or disassemble any portion of the Services or Digital Compass Sites, including any proprietary communications protocol used by the Services or the Digital Compass Sites without the express written permission of Digital Compass. All other trademarks or trade names are the property of their respective owners, and such material may not be copied, downloaded, redistributed, modified or otherwise exploited, in whole or in part, without the permission of the owner.

Digital Compass abides by the federal Digital Millennium Copyright Act (DMCA) by responding to notices of alleged infringement that comply with the DMCA and other applicable laws. As part of our response, we may remove or disable access to material residing on a site that is controlled or operated by Digital Compass that is claimed to be infringing, in which case we will make a good-faith attempt to contact the person who submitted the affected material so that they may make a counter notification, also in accordance with the DMCA. Digital Compass does not control content hosted on third party websites, and cannot remove content from sites it does not own or control. If you are the copyright owner of content hosted on a third-party site, and you have not authorized the use of your content, please contact the administrator of that website directly to have the content removed.

Before serving either a Notice of Infringing Material or Counter-Notification, you may wish to contact a lawyer to better understand your rights and obligations under the DMCA and other applicable laws. The following notice requirements are intended to comply with Digital Compass’ rights and obligations under the DMCA and, in particular, section 512(c), and do not constitute legal advice.

Notice of Infringing Material

To file a notice of infringing material on a site owned or controlled by Digital Compass, please provide a notification containing the following details:

1. Reasonably sufficient details to enable us to identify the work claimed to be infringed or, if multiple works are claimed to be infringed, a representative list of such works (for example: title, author, any registration or tracking number, URL);
2. Reasonably sufficient detail to enable us to identify and locate the material that is claimed to be infringing (for example a link to the page that contains the material);
3. Your contact information so that we can contact you (for example, your address, telephone number, email address);
4. A statement that you have a good faith belief that the use of the material identified in (2) is not authorized by the copyright owner, its agent, or the law;
5. A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the owner of the exclusive right that is alleged to be infringed.
6. Your physical or electronic signature.

Then send this notice via email to: [email protected]

8. Data Protection & Privacy

In order to ensure your compliance with these Terms and to ensure that Digital Compass complies with national and international laws, we may, from time to time, randomly check the messages and broadcasts that you send. Nonetheless, we are committed to maintaining the privacy of your information, pursuant to our Privacy Policy, located at https://www.digitalcompass.com/legal/privacy. Except as otherwise required for your use of the Services as contemplated herein, Digital Compass does not want you to, and you should not, send any confidential or proprietary information to Digital Compass via the Digital Compass Sites or the email addresses referenced on the Digital Compass Sites.

You further recognize that Digital Compass does not allow you to provide any information or materials to Digital Compass that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

9. Payments

Your use of the Services is contingent on your paying for such use (whether paid in advance or through the purchase of credits on the Digital Compass Sites), in the amounts and using the methods indicated on the Digital Compass Sites. Your payment for the Services, Credits (as defined below in Section 10), keywords, DIDs, usage-sensitive fees and/or plans (a portion of which also includes software maintenance and upgrades, as well as customer support) shall be deemed completed when Digital Compass receives the full amount of payment owed for such Services, Credits, keywords, DIDs and/or plans. You are responsible to pay for any message or broadcast you attempt to send to any number, regardless of whether the message is actually received by the intended recipient. As Digital Compass is dependent on other entities for the delivery of your messages and broadcasts, our price per credit may require adjustment in order to account for costs that are not in our control. Accordingly, we may adjust our prices from time to time without prior notice.

Digital Compass will charge your indicated method of payment for the Services, Credits, keywords, DIDs and/or plans immediately upon your confirming the payment method and amount. Amounts to be charged may include sales and other taxes where applicable and any other amounts indicated on the Site. Digital Compass will assess an additional charge based on the costs Digital Compass incurs for porting each DID number assigned to you that you request to be ported within six months of the original assignment by Digital Compass and Digital Compass may further restrict the ability to port telephone numbers assigned to you by Digital Compass consistent with FCC regulations. Your account will be credited within 24 hours of Digital Compass verifying receipt of your payment. If you have elected to make a payment by credit card and we do not receive payment from the credit card issuer, you agree to pay all amounts due immediately upon demand by Digital Compass.

Digital Compass cannot readily or accurately ascertain your location when you request to use the Services. You therefore agree that your use of the Services occurs in Georgia and is subject to any applicable Georgia taxes. To the extent that you are responsible for any additional taxes or fees beyond those collected by Digital Compass, you agree that you will pay them when due to any applicable taxing authority, including any interest or penalties assessed.

Digital Compass shall not be responsible for any errors or transmission failures with regard to the charging and collection of funds from your indicated payment method, nor for any actions taken by the provider of the payment method you choose (which could include refusal to authorize the charge). In addition to these Terms, any payments made by you may be subject to the agreement between you and the provider of the payment method.

As between you and Digital Compass, you are responsible for all charges related to purchases made using your account and payment method, whether or not you authorized such purchases. Standard charges apply to any test call sent originating from your account or initiated using your API key.

In the event of accidental under billing in favor of a customer, a non-payment by customer under these Terms, Digital Compass shall be entitled to immediately proceed with collection remedies and shall be entitled to recover any and all costs, fees, and expenses of such collection efforts, including but not limited to: collection agencies, court costs, filing and service of process fees, attorneys’ fees incurred from counsel of Digital Compass’ choosing, or any other costs, fees, and expenses incurred in the pursuit of collection on all customer accounts and receivables due and payable under these Terms.

10. Credits

Credits are paperless vouchers that you purchase and which facilitate the transmission of the Digital Compass Services selected by you. The chosen route as well as the destination of a message or broadcast causes the amount of credits required to either increase or decrease but, in either case, will always be made known beforehand through the Pricing Page of our Digital Compass Sites. The submission of a seemingly-valid message or broadcast will cause an associated quantity of credits to be debited from your account and you can obtain the real-time status of your account at any time through the online interface.

Expiration of Credits and Prepaid Minutes

Credits purchased as a part of a package or monthly plan, including any additional credits purchased during your monthly billing cycle as part of an upgrade to your plan, and not used within the month of purchase, expire at the end of the month, unless the plan explicitly provides for roll-over of credits. Individual anytime, non-monthly plan credits purchased through your account expire after 18 months from the date of purchase, at which point such credits shall expire automatically, unless otherwise stated at the time of purchase. Credits are purchased on a first-bought, first-to-expire basis. Additionally, the value of credits may change over time as the cost of transmission changes, and thus you acknowledge that the number of credits needed to utilize the Services may change correspondingly. You may request a full refund of any unused, non-monthly plan credits within one (1) business day of purchase. No other refunds will be given. Any unused value shall be forfeited upon expiration. All prices, per-minute rates, and billing increments are subject to change at any time due to fluctuations in market conditions. Notwithstanding the above, Digital Compass may, in its sole discretion, offer customized plans that provide for individualized terms concerning credit expiration, billing cycles, account maintenance fees and/or other agreed upon terms. The terms of such customized plans will be made known and governed by the Pricing Page of our Digital Compass Sites.

11. No Warranty; Limitation of Liability

Digital Compass reserves the right to modify, suspend, or discontinue the offering of any of the Digital Compass Sites or Services at any time for any reason without prior notice. Further, while Digital Compass utilizes electronic and physical security to reduce the risk of improper access to or manipulation of data during transmission and storage, it cannot guarantee the security or integrity of the data and shall have no liability for breaches of security or integrity or third-party interception in transit, nor for any damage which may result to your computer or other property by your use of the Digital Compass Sites or Services.

You acknowledge that text messages and voice broadcasts are transmitted unencrypted and that eavesdropping of communications by third parties is possible. Digital Compass recommends that you ensure sensitive and valuable information is communicated by a protected and/or encrypted method.

Digital Compass shall use commercially reasonable efforts to make access to the Services available through the required access protocols, but makes no warranty or guarantee that (i) the Services will be available at any particular time; or (ii) you will be able to access the Services at any particular time or from any particular location. Digital Compass will not be liable for any act or omission of any other company or companies furnishing a portion of the Services (including, without limitation communications carriers or ISPs), or from any act or omission of a third party, including those vendors participating in Digital Compass offerings made to you, or for equipment that it does not furnish, or for damages that result from the operation of customer-provided systems, equipment, facilities or services that are interconnected with the Service.

NOTWITHSTANDING ANYTHING CONTAINED HEREIN TO THE CONTRARY, THE DIGITAL COMPASS SITES AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTIES OR CONDITIONS WHATSOEVER, EXPRESSED OR IMPLIED. NOTWITHSTANDING THE FOREGOING OR ANY STATEMENT TO THE CONTRARY CONTAINED IN THESE TERMS, DIGITAL COMPASS DOES NOT WARRANT THAT THE USE OF THE DIGITAL COMPASS SITES OR SERVICES WILL BE UNINTERRUPTED OR ERROR FREE, INCLUDING, BUT NOT LIMITED TO ANY INTERRUPTIONS TO THE SERVICES CAUSED BY THE INTENTIONAL AND/OR MALICIOUS ACTS OF THIRD PARTIES (E.G., “HACKING”) NOR SHALL DIGITAL COMPASS BE RESPONSIBLE FOR ANY DATA LOSS OR LOSS OF ANY INFORMATION IN YOUR ACCOUNT, REGARDLESS OF THE CAUSE. FURTHERMORE, DIGITAL COMPASS MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THAT THE DIGITAL COMPASS SITES OR SERVICES WILL MEET ANY OF YOUR SPECIFIC REQUIREMENTS OTHER THAN AS MAY BE EXPRESSLY SET FORTH IN THESE TERMS. DIGITAL COMPASS MAKES NO REPRESENTATIONS OR WARRANTIES AND HEREBY DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS, STATUTORY OR IMPLIED, ORAL OR WRITTEN, WITH RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION ALL IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICE, SOFTWARE, TEXT, GRAPHICS OR LINKS, AND ALL WARRANTIES IMPLIED FROM ANY COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. DIGITAL COMPASS SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY DAMAGES ARISING FROM LOSS OF USE OR LOST BUSINESS, LOSS OF OPPORTUNITY, LOSS OF REVENUE, LOSS OF ACTUAL OR ANTICIPATED PROFITS, LOSS OF DAMAGE TO OR CORRUPTION OF DATA OR LOSS OF GOODWILL), OR FOR ANY COST OF PROCUREMENT OF SUBSTITUTE SERVICES ARISING IN CONNECTION WITH THESE TERMS, WHETHER IN AN ACTION IN CONTRACT, TORT, STRICT LIABILITY OR NEGLIGENCE, OR OTHER ACTIONS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE DIGITAL COMPASS SITES OR SERVICES RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT, SOFTWARE, OR DATA, DIGITAL COMPASS IS NOT RESPONSIBLE FOR THOSE COSTS. DIGITAL COMPASS’ TOTAL LIABILITY ARISING OUT OF YOUR USE OF THE DIGITAL COMPASS SITES OR SERVICES FOR DIRECT DAMAGES SHALL NOT, IN THE AGGREGATE, EXCEED AN AMOUNT EQUAL TO THE MONTHLY TRANSACTION FEE PAID BY YOU TO DIGITAL COMPASS HEREUNDER.

12. User Warranties; Indemnification

You warrant and represent to Digital Compass that you have all necessary rights, power, and authority to agree to these Terms and perform your obligations hereunder, and nothing contained in these Terms or in the performance of such obligations will place you in breach of any other contract or obligation. You further warrant and represent that you are and shall at all times remain in full compliance with all applicable laws, rules and regulations with regard to your use of the Digital Compass Sites and Services, including without limitation the Telephone Consumer Protection Act, the Telemarketing Sales Rule, the CAN-SPAM Act (Controlling the Assault of Non-Solicited Pornography and Marketing Act) of 2003, and all other laws and regulations concerning privacy, telemarketing, and Internet marketing.

You agree to indemnify and hold harmless Digital Compass and its affiliates and each of their respective officers, directors, shareholders, employees, agents, contractors, representatives, content providers and service providers, from and against any and all losses, claims, obligations, liabilities, damages, settlements, costs and expenses (including, but not limited to, consequential damages, incidental damages, special damages, disbursements and attorneys’ fees, including attorneys’ fees incurred from counsel selected by Digital Compass in its sole discretion) arising from or relating to any actual or threatened claim, suit, action, proceeding, governmental investigation or enforcement action based upon or arising out of: (i) your breach of the above warranties; or (ii) any use by you, or an account or computer owned by you, of the Digital Compass Sites or Services. You agree to cooperate as fully as reasonably required in the defense of any claim, suit, action, proceeding, governmental investigation or enforcement action, but we reserve the right, at your expense, to assume the exclusive defense and control of any matter in which you are a named party and that is otherwise subject to indemnification by you. You acknowledge and agree to be held liable for any and all damages caused to Digital Compass by you as a direct result of a violation of local, state, national or international laws and regulations, including but are not limited to those damages that may arise from your fraudulent, intentional or unintentional harm, disability, unauthorized use of, or destruction to any and all equipment, licensing and/or services provided by Digital Compass to you.

13. Termination, Cancellation and/or Suspension by Palm Labs LLC, DBA Digital Compass

If at any time you breach these Terms, we may elect to suspend, terminate, and/or cancel your use of the Services and/or recover any damages from you arising from the event(s) giving rise to the suspension, termination, or cancellation. We reserve the right to suspend the Services at any stage for any reason we may deem necessary to continue to provide our Services in a way that may be hindered by your status as being our client, your financial status or the content of the messages or broadcasts originating from you.

Upon any such termination, cancellation, and/or suspension, you are still responsible for any obligations then accrued. Your obligation to pay all amounts accrued and owed by you shall continue even after any suspension or cancellation of your access to the Services (in whole or in part). Upon termination, for any reason, you agree to immediately cease using the Services and Digital Compass shall have no obligation to you after any termination or cancellation of these Terms. Should such a termination take place when you still have credits in your account, you shall receive back, at our discretion, a fair monetary value of such credits, save any expenses that may be incurred by Digital Compass, including, without limitation, for payment of transfer duties, legal costs, third-party costs, or penalties.

The provisions regarding ownership, payments, warranties, and indemnifications will survive any suspension, termination, or cancellation of your use of the Services or Digital Compass Sites.

14. Termination by the User

You are free to terminate or cancel your use of the Services at any time, and for any reason. If you are on a monthly plan or pay for monthly Keywords or DIDs, login to your account, downgrade to Pay & Go and cancel any Keyword or DID subscriptions you may have. Notwithstanding the foregoing, unless due to a breach solely by Digital Compass that it fails to cure within thirty (30) days of its receipt of your notice, in no event shall Digital Compass be obligated to refund to you the reasonable value of any unused credits previously purchased by you.

15. Links to other Websites

The Digital Compass Sites may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Digital Compass of the contents on such third-party websites. Digital Compass is not responsible for the content of linked third-party websites and does not make any representations regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk.

Digital Compass cannot ensure that you will be satisfied with any products or services that you purchase from a third party website that links to or from the Digital Compass Sites, since these websites are owned and operated by independent third parties. Digital Compass does not endorse any of the products/services, nor has Digital Compass taken any steps to confirm the accuracy or reliability of any of the information contained in such third party websites. Digital Compass does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against us with respect to such websites. Digital Compass strongly encourages you to make whatever investigation you feel necessary or appropriate before proceeding with any online or off-line transaction with any of these third parties.

Digital Compass consents to links to the Digital Compass Sites which conform to the following: the appearance, position, and other aspects of any link to the Digital Compass Sites may neither create the false appearance that an entity or its activities or products are associated with or sponsored by Digital Compass nor be such as to damage or dilute the goodwill associated with the name and trademarks of Digital Compass or its affiliates. Digital Compass reserves the right to revoke this consent to link at any time in its sole discretion, without notice.

16. Security Rules

You are prohibited from violating or attempting to violate the security of the Digital Compass Sites and Services and from using the Digital Compass Sites and Services to violate the security of other websites by any method, including, without limitation: (a) accessing data not intended for you or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measurers without proper authorization; (c) attempting to interfere with service to any user of the Digital Compass Sites or Services, host or network, including, without limitation, via means of submitting a virus to the Digital Compass Sites, overloading, “flooding,” “spamming,” “mailbombing,” or “crashing”; (d) sending unsolicited email, including promotions and/or advertising of products or services; or (e) forging any Digital Compass packet header or any part of the header information in any e-mail, instant message, text message or newsgroup posting. Violations of system or network security may result in civil or criminal liability. Digital Compass may investigate violations of these Terms, and may involve and cooperate with law enforcement authorities in prosecuting users of the Digital Compass Sites who are involved in such violations.

17. Force Majeure

Digital Compass shall not be liable for any failure or delay in performing its obligations hereunder, which such failure or delay is caused by fire, flood, earthquake, elements of nature or acts of God, acts of war, insurrection, terrorism, strike, failure or downtime of any telecommunications line and/or unavailability of any telecommunications or Internet facilities, power failure, governmental restrictions, any court order, compliance with any law, regulation, or order of any governmental authority, or any other cause beyond the reasonable control of Digital Compass. In addition, Digital Compass shall be so excused in the event it is unable to acquire from its usual sources, and on terms it deems to be reasonable, any material necessary for the performance of the Services.

18. Choice of Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia notwithstanding its laws governing conflicts of laws. Except as hereinafter provided, any dispute arising under these Terms shall be settled and determined by binding arbitration in ATLANTA, Georgia in accordance with the provisions of the Federal Arbitration Act, 9. U.S.C. §§1-16, as amended (the “Federal Arbitration Act”), to the exclusion of state laws inconsistent therewith. The terms of the Commercial Arbitration Rules of the American Arbitration Association (the “Rules”) then in effect shall apply except to the extent they conflict with the express provisions of this paragraph. A single independent arbitrator shall conduct the arbitration. The parties shall endeavor to select the independent arbitrator by mutual agreement. If such agreement cannot be reached within thirty (30) days after a dispute has arisen which is to be decided by arbitration, the selection of the arbitrator shall be made in accordance with the Rules as then in effect. The arbitrator shall be a member of a state bar engaged in the practice of law in the United States or a retired member of a state or the federal judiciary in the United States. The award of the arbitrator shall be based on the evidence admitted and the substantive law of the State of Georgia (subject to any applicable preemption or supersedence by U.S. federal substantive law) and shall contain an award for each issue and counterclaim. The award shall be made within thirty (30) days following the close of the final hearing and the filing of any post-hearing briefs authorized by the arbitrator, and such award shall set forth in writing the factual findings and legal reasoning for such award. The arbitrator may, in his/her discretion, award to any party specific performance or injunctive relief (the foregoing is not intended to limit Digital Compass’ access to the courts to the extent provided below). The arbitrator may not change, modify, or alter any express condition, term, or provision of these Terms or the extent the scope of their authority is expressly limited. Except as provided in the Federal Arbitration Act, the arbitration award will be final and binding upon the parties and no appeal of any kind may be taken. Judgment may be entered thereon in any court having jurisdiction thereof. Each party shall be entitled to inspect and obtain a copy of non-privileged relevant documents in the possession or control of the other party. All such discovery shall be in accordance with procedures approved by the arbitrator. Unless otherwise provided in the award, each party shall bear its own costs of discovery. The statute of limitations applicable under Georgia law to the commencement of a lawsuit shall apply to the commencement of arbitration hereunder.

Anything in the foregoing paragraph to the contrary notwithstanding, Digital Compass may seek injunctive relief in any court having jurisdiction over the parties to enjoin or prevent any action you take or threaten to take in violation of these Terms.

These Terms are only those stated herein, which shall constitute the complete agreement between the parties. No terms and conditions stated in or attached to your communications to Digital Compass are applicable to these Terms in any way and are not to be considered your exceptions to the provisions of these Terms.

19. Miscellaneous

The failure of either party to exercise in any respect any right provided for herein will not be deemed a waiver of any further rights hereunder. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable. No agency, partnership, joint venture, or employment is created as a result of these Terms and you do not have any authority of any kind to bind Digital Compass in any respect whatsoever. In any action or proceeding to enforce rights under these Terms, Digital Compass will be entitled to recover costs and attorneys’ fees if it substantially prevails.

All notices required hereunder shall be in writing and will be deemed to have been duly given when received, if personally delivered; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; the day after it is sent, if sent for next day delivery by recognized overnight delivery service; and upon receipt, if sent by certified or registered mail, return receipt requested. Digital Compass may give notice to you by means of a general notice on the Digital Compass Sites or Services, electronic mail to your e-mail address on record in Digital Compass’ account information, or by written communication sent by personal delivery, fax, overnight courier, or certified or registered mail to your address on record in Digital Compass’ account information.

Terms of Sale

1. GeneralSEE IMPORTANT DEFINITIONS IN SECTION 2 BELOW.

a. These terms and conditions apply to all credit card payments made (whether online, by telephone, or in any other manner) to Palm Labs LLC, DBA Digital Compass.
b. These terms and conditions also apply to Electronic Communications (whether or not in connection with a credit card payment).
c. In addition to these terms and conditions, Palm Labs LLC, DBA Digital Compass Privacy Policies apply to your use of any Palm Labs LLC, DBA Digital Compass website. Current copies of these privacy policies may be found at: PRIVACY POLICY
d. By making a credit card payment to Palm Labs LLC, DBA Digital Compass, or by requesting Electronic Communications, you accept these terms and conditions.
e. Palm Labs LLC, DBA Digital Compass may amend these terms and conditions at any time by posting the amendment on its website at least 30 days prior to the effective date of change.

2. Definitions

As used in these terms and conditions:

a. “Palm Labs LLC, DBA Digital Compass, ” “we, ” or “us ” refers collectively to Palm Labs LLC, DBA Digital Compass, LLC., and all of its divisions, subsidiaries and affiliates, such as DCDIAL.
b. “You ” means you, the customer.
c. “Service” means the hosted, Web-based inbound and/or outbound contact software, including associated offline components and Customer-specific application development and modifications provided by Palm Labs LLC, DBA Digital Compass.
d. “Electronic Communications ” means any electronic billing and payment communications sent by Palm Labs LLC, DBA Digital Compass to you or by you to Palm Labs LLC, DBA Digital Compass, such as online access to statements and emails relating to billing or payment, disclosures, notices and other communications regarding your Service (including, without limitation, your billing statements notice of the posting of your electronic billing statements, annual privacy notices and change-interms notifications).
e. “Credit cards ” includes both credit cards and debit cards.

3. Authorization

By entering your credit card information:

a. You are stating that you are an authorized user of the credit card and that the associated information entered (account holder name, account number, billing address, etc.) is accurate.
b. You authorize Palm Labs LLC, DBA Digital Compass to charge the amount you have requested to your credit card.
c. If you set up automatic payments, then you authorize Palm Labs LLC, DBA Digital Compass to charge the amount due for the invoice being paid to the credit card.
d. You also authorize Palm Labs LLC, DBA Digital Compass to return to your credit card any funds due to you by Palm Labs LLC, DBA Digital Compass resulting from use of this Service.

4. Charges

a. For each transaction, in addition to the charge you have authorized, your credit card issuer and network may assess their customary transaction or handling charge, if any.
b. If a charge is declined or reversed by the credit card issuer or network, you agree to pay us a service charge and to reimburse us for all reasonable costs of collection. Your credit card issuer may also assess its customary charge for such transactions.

5. Dishonored Requests for Payments

a. If your credit card issuer or network does not honor an online payment transaction, then we have the right to charge the amount of any such transaction to your account or to collect the amount from you.
b. If your credit card issuer or network does not honor an online payment transaction, we may terminate any or all Service, and we may cancel your right to participate in the online payment program.

6. Confirmation of Payment

a. By clicking “Submit, ” you are consenting to receive a one-time confirmation of this payment electronically to the email address you have provided to us.
b. If you set up automatic payments, then you are consenting to receive a one-time confirmation of each payment electronically to the email address you have provided to us.

7. Refund Policy

All sales are final and there are no returns, refunds, and cancellations.

8. Technical Requirements for Electronic Communications

a. In order to make credit card payments online or receive Electronic Communications, you must have access to a personal computer with a128-bit JavaScript enabled browser, internet access and a valid email account supported by software that enables you to receive Electronic Communications. In order to store Electronic Communications on paper, you will need a printer connected to your computer.. You also may store them in your offline files or in an electronic storage device. Palm Labs LLC, DBA Digital Compass is not required to provide paper copies of any Electronic Communication you have previously authorized.
b. You agree to provide us, and keep current, a valid email address. If any Electronic Communication is returned to us as undeliverable, you agree that we may (but are not required to) deliver such communication in paper form to the most recent mailing address you have provided for your account.
c. By authorizing a credit card payment online, or by requesting Electronic Communications, you confirm that your system meets these requirements, that you have the capability to access and download or print electronic disclosures, and that your email address is current and valid.